Five Secrets Of Investment And Financial Management

Sometimes, when you lose your investment, you can't blame others. You can only blame yourself for being too silly, too naive and believing everything.

Do you believe in these five big lies in the investment market?

When you invest in financial management, you must not listen to anyone. You must have your own judgement and do not earn money. Everything is virtual.

Being a simple person is really hurt.

In the first half of 2015, the stock market was very beautiful, and the market went all the way and broke through the 5000 point. The big media and experts asserted that "bull market is coming".

Investors have been greatly encouraged and continue to vigorously increase their positions.

However, not long after that, the stock index went down sharply.

If you really believe the bull market is coming, it will be miserable.

Over the past year, the renminbi has fallen all the way against the US dollar. Every time it falls, there is always the saying that "the RMB exchange rate will remain relatively stable and will not fluctuate violently".

However, since 2015, the depreciation rate of RMB has been increasing. The exchange rate against the US dollar is still below 6.2 at the beginning of the year, and it is approaching 6.5 at the end of the year.

If you study in the United States or a hay people, you will lose a lot.

When some investors go to the bank to buy financial products, the financial manager will recommend some unusual high-yield products, and tell you how safe this product is and how much money it has made for investors in the past.

On the one hand is the temptation of high-yield, on the one hand is the trust of banks, investors listened to the words of the financial manager, put the money in.

As a result, it was discovered that the purchase was not a bank financial product. Instead, the bank staff and the outside staff colluded together to take away the investors' money.

4, P2P platform product guaranteed interest protection

Many P2P platforms are under the banner of "guaranteed capital and interest protection". They claim that once the loan project is in trouble, the platform will lay a solid foundation for it and advance it on its own.

Many investors see that the guaranteed interest rate is considered safe, so they are very confident to put in the money.

In fact, the P2P platform only plays an intermediary role. According to the regulation, the platform can not claim to maintain capital and interest for investors.

In fact, even if the platform does not have any eggs, if the platform is fraudulent or running, investors will have no way out.

5, the fusing mechanism is to stabilize the market.

At the end of last year, the fusing mechanism was officially launched and implemented in early 2016.

The policy was initially designed to stabilize the market and prevent the stock market from falling sharply.

However, the first time in the first week of the new deal, the four triggering fusing mechanism was closed for two days. It seems that the fusing mechanism can not only stabilize the market, but also increase the market panic.

As a result, the fusing mechanism that had just been implemented for four days was "suspended" and suspended.